THIRUVANANTHAPURAM: MEDISEP, a health insurance scheme which ensures free treatment up to Rs 3 lakh yearly for government employees and pensioners and their dependents, will be launched on July 1. From July onwards a monthly premium of Rs 500 will be deducted from the salary of the government employees. The scheme will be inaugurated by Chief Minister Pinarayi Vijayan on July 1.

OP treatment will not be covered under this scheme. With this scheme, government employees and pensioners can avail cashless treatment in hospitals inside and outside the state. It will cover medication, doctor/attendant fee, room rent, inspection charge, and disease-related food expenses.

Meanwhile, major hospitals like Sree Chitra, Amrita, Aster Medicity and KIMS are staying away. 99 hospitals have been empanelled. Oriental Insurance Company, a MEDISEP contractor, will hold talks with 19 major hospitals. The finance minister's office said an extensive list of more hospitals would be released soon.

Medical reimbursement will continue in government hospitals and super-speciality hospitals, including RCC, Sree Chitra and Malabar-Cochin Cancer Centers, as OP treatment will not be covered.

The MEDISEP ID card can be downloaded from the website www.medisep.kerala.gov.in. Users can log in by using the MEDISEP ID as the user ID and the PEN / PPO Number / Employee ID as the password.

Members of the scheme

• Government employees, part-time contingent employees, part-time teachers, teaching and non-teaching staff, including aided, recipients of pension/family pension and their dependents
• All India Service Officers under the government and their dependents. University and Local Body Employees / Pensioners / Family Pensioners
• Personal Staff of the Chief Minister, Ministers, Leader of the Opposition, Chief Whip, Speaker and Deputy Speaker and pensioners

Rs 18 lakh for fatal disease

• 920 diseases on the approved list. Up to Rs 18 lakh for fatal disease
• The annual insurance premium is Rs 6,000 (Rs 4800+ 18% GST)
• The insurance company will provide assistance of Rs 35 crore from the Corpus Fund for organ transplant