The main reason why many frauds are repeated in the state is that once the money is embezzled, it will never be returned even if a case is filed. The trial will drag on for years. In the meantime, many of the complainants would have left this world. The remaining ones will just sit around blaming their fate, saying that what has happened has happened. In the meantime, those who got caught for the fraud will get bail and start a new fraud under a different name. Medical admission, job offer, study abroad, money doubling, money chain fraud, half-price goods... are the common types of frauds. The frauds committed by some cooperative banks in Kerala were in a way that surpassed the frauds of individuals and couples. Some people committed suicide when they did not get the money deposited in these banks.

In short, even if it is proven that the money was stolen through fraud, no investigative agency takes the responsibility of returning the money until the trial, verdict, appeal and subsequent judgment are completed, which take years. Therefore, the victims of fraud have no idea who to ask to get their money back. Until now, the way things have been in such cases was that there is a case, and then there is no money. There will only be newspaper reports that the assets of the accused have been confiscated, bank accounts have been frozen, and lakhs of rupees have been seized from their homes. Seeing all this, the victims of fraud will have hope that they will get their money back. They will have to live with that hope for the rest of their lives.

Unlike this, for the first time in history, an investigative agency has returned to the victims the money taken from the illegal assets of the accused before the trial is over. Enforcement Directorate (ED) is the central investigative agency that has returned the money to the victims. This should be seen as a great example for other investigative agencies. The satisfaction of the people who lost their money getting it back is unmatched. A few parents who paid money for MBBS seats at Karakonam CSI Medical College in Thiruvananthapuram were cheated. They were the first to get their money back. The ED handed over Rs 89.75 lakh to the parents of six children at the Kochi office. Tamilarasan, a native of Erode, Stanleyraj, a native of Karakonam, Rajanprasad, a native of Kulathupuzha, Paul Selvaraj and Ingudas, natives of Nagercoil, and Priya Gerald, a native of Aryanad, has been returned their money.

The money that was thought to be lost was received with surprise by those who lost it. This is the first time in Kerala that the ED has taken such an action. The money was given based on an agreement that it would be returned if the accused are released for any reason. The complainants had submitted an affidavit agreeing to this through the Vanchiyoor court. It is learnt that the college had already returned the money to the rest.

The ED had seized Rs 128 crore in the Karuvannur Cooperative Bank fraud. Although the ED had stated that it had no objection to paying this amount to those who had lost their deposits through the bank, the bank did not cooperate. If this money is given to the bank, that money will also be lost. Therefore, it would be better for the ED to approach the court and get permission and return the money themselves. When that happens, people will start saying, "Let the ED come, we will get the money" for any fraud investigation.