Not frequently checking Amazon and Flipkart accounts? Credit fraud misusing unused e-commerce accounts

THIRUVANANTHAPURAM: E-commerce accounts including Amazon and Flipkart that have not been used for a long time are being misused to take out loans for fraud. Fraudsters take out loans using the names and information in the accounts. The account holder will be informed when the repayment is defaulted. This will also affect the credit score of the account holder.

A native of Alappuzha had such an experience recently. When he tried to open the Amazon account that he had not used for a long time, he noticed that someone else had changed the email ID and phone number. When he informed the company and recovered the account, it was found that someone had taken a loan of Rs. 45,000 through the Amazon Pay Later system. He did not receive any message requesting OTP or email verification regarding this. He had to make the first payment from his own pocket to avoid the loan affecting his credit score.

Refund scam

Refund scams are common with e-commerce brands. Fraudsters will steal credit card information and buy expensive items. They will then convince customer care that they are returning the items because they don't like it. Fraudsters will ask for the refund to be sent to their personal account. The credit card holder loses money through this.

Monitor frequently

• Even if you do not purchase items through e-commerce accounts, you should open them frequently and monitor them
• Use two-factor verification system. Change passwords frequently

Cyber ​​Help Number: 1930